For those 70 1/2 or older, there are special tax savings you should know about. As administrations have changed, and tax laws evolved, one benefit for seniors has stood the test of time. It’s the right to make a gift to a church ministry such as the RCUS Endowment Fund directly from your IRA, and avoid federal tax. If you’re 70 1/2 or older, right now is the time to exercise this right. For help, or if you have questions, email RichCarroll@RCUS.org.